Tammy Hidayat

Tammy Hidayat is a seasoned finance professional with extensive experience in credit analysis and approval, currently serving as Credit Approval Leader at PT Bank Tabungan Pensiunan Nasional Tbk since March 2017. In this role, Tammy analyzes multifinance credit proposals with substantial approval authority and oversees SME credit performance. Prior to this, Tammy held the position of AVP - Senior Reviewer for Consumer Banking Credit at CIMB Niaga, focusing on consumer banking credit policies. Earlier experience includes credit approvals in business banking at Bank UOB Indonesia and commercial credit reviewing at PT. Bank UOB Buana, along with auditing at Ernst & Young. Tammy holds a degree in Accounting from Universitas Tarumanagara.