Muhammad Ammar Khawaja Acca

Muhammad Ammar Khawaja ACCA, UAECA, MCSI is a seasoned financial professional with extensive experience in credit management within the banking sector, currently serving as Credit Manager for Wealth & Private Banking at First Abu Dhabi Bank since July 2015. Expertise includes evaluating and underwriting credit applications for high-net-worth clients, managing a portfolio with a total exposure of USD 1 billion, conducting thorough credit analysis and risk assessments, and collaborating effectively with cross-functional teams. Past roles encompass positions in credit management, accounting, finance, and auditing, with significant contributions to credit processes during large IPOs and the preparation of comprehensive credit reports for senior management. Education credentials include ACCA, UAECA, and a Chartered Financial Analyst designation, complemented by a robust foundation in business and finance.