Carlos Lloreda has extensive work experience in the banking industry, holding various vice president roles throughout their career. Carlos currently works as a Vice President & Credit Products Manager at BankUnited since January 2021. Prior to this, they held roles at Wells Fargo Bank National Association as a Vice President & Principal Relationship Manager, responsible for credit analysis, risk rating, and portfolio management. Carlos also worked at Wachovia Bank, a Wells Fargo Company, as a Vice President & Risk Manager, overseeing underwriting and approval of commercial loans. Additionally, they were a Vice President & Market Credit Officer at Bank of America, promoting growth of the Business Banking Loan Portfolio. Carlos also has experience at Espirito Santo Bank, Bank of Tokyo-Mitsubishi UFJ, Banco Exterior de España (now part of BBVA), and Extebank (a subsidiary of BBVA), where they held various vice president roles with responsibilities such as credit underwriting, loan portfolio management, compliance, and overseeing loan reviews. Overall, Carlos Lloreda has a strong background in credit analysis, relationship management, risk assessment, and portfolio management in the banking sector.
Carlos Lloreda holds a Master of Business Administration (MBA) degree in Finance and International Business from Fordham Gabelli School of Business, which they obtained from 1976 to 1977. Prior to that, they earned a Bachelor of Science degree in Accounting from Fordham University from 1973 to 1976. In addition, they have obtained various certifications, including Chartered Financial Analyst from the CFA Institute in 2000, Certified Public Accountant from the State of Florida in 1995, Certificate in Advanced Credit Management from the New York Institute of Credit in 1990, Certificate in Commercial Lending from New York University in 1985, and Certificate in International Banking from New York University in 1984.
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