James Costa

James Costa joined Banner Bank in 2021 as Executive Vice President and Chief Risk Officer. He brings nearly 30 years of banking experience to his position. Prior to joining Banner, Costa served as Chief Risk and Chief Credit Officer for a $49B regional bank holding company, where he managed all credit and risk functions as well as operations—including leading the integration activities during the company’s merger of equals. Prior to that, Costa was Executive Vice President and Head of Credit Strategy for two super regional banks. A U.S. Air Force veteran, Costa earned his bachelor’s degree from Ohio State University and conducted his doctorate studies in Economics with the University of Minnesota. He is an active community volunteer with a local Habitat for Humanity and Humane Society, as well as with the University of Minnesota Center for Children’s Cancer Research. Costa is also an advisory board member for the Midsize Bank Coalition of America.