Stephanie Melo Terra

Stephanie Melo Terra is an experienced banking professional currently serving as Vice President & Small Business Lending Manager at BayCoast Bank since October 2017, where expertise includes providing banking services to small businesses across Massachusetts and Rhode Island, with a specialization in SBA loans. Previous roles include Assistant Vice President & Commercial Loan Officer and Commercial Credit Analyst/Banking Officer at Migneault Realtors, Inc. Stephanie has also held positions at Webster Bank and BankFive, with significant experience in business banking. Educational qualifications include a Bachelor of Business Administration in Banking, Corporate, Finance, and Securities Law from New England College of Business (2019-2020) and an Associate’s Degree in Business Administration and Management from the same institution (2003-2007).