Stephen Baker

Stephen Baker is a finance professional with extensive experience in commercial loan workout and vendor management. Currently serving as Vice President and Commercial Loan Workout Officer at BayCoast Bank since March 2022, Stephen previously worked as a Workout Officer at Santander Bank, where responsibilities included mitigating non-performing business banking loans. Stephen's background includes a role as Procurement Specialist at Ocean State Job Lot, focused on contract negotiations and vendor management, as well as Vice President of Vendor Management at Citizens Financial Group, overseeing vendor contractual relationships and regulatory compliance. Earlier experience includes positions as a Business Analyst at Edge Technology Services and REO & Non-Performing Asset Sales Manager at Textron Financial Corporation, specializing in real estate sales. Stephen holds a Bachelor of Science in Finance from Bentley University.