Margaret Ellison Simonds is an experienced Financial Advisor currently at Baystate Financial since March 2020, bringing a wealth of knowledge from their previous roles, including Financial Representative at The Bulfinch Group of Guardian Life from August 2016 to March 2020. Margaret has held various key positions, including Director of Operations at Alan C. Bolotin, CLU, ChFC, AEP, and Director of New Business and Underwriting at First American Insurance Underwriters, overseeing teams, managing compliance, and developing training programs. Early career experience includes roles in marketing and technical support across multiple organizations, including MassMutual Financial Group and Pacific Life. Margaret holds a Bachelor of Arts in Sociology from the University of New Hampshire and possesses a robust background in financial services, specializing in life insurance, disability income, and long-term care products.