Jared Janowiak

Jared Janowiak is a seasoned professional in credit risk analysis and modeling with extensive experience spanning over two decades. Currently serving as the Credit Risk Strategy Modeling Manager at BECU since 2014, Jared focuses on developing and maintaining credit risk models for various consumer loan asset classes, which are utilized for pricing, forecasting, and stress testing. Prior to this role, Jared worked at Freddie Mac as an Economic Modeling Manager, providing insights on models related to default, severity, and house price appreciation. Earlier experience includes a role as a Credit Financial Engineer at Washington Mutual, where Jared managed analysis for a substantial home loan portfolio and supported the development of key credit risk models. Jared began the career journey as a Research & Statistics Intern at the Federal Reserve Board. Academic credentials include a BA in Economics and Math from the University of California, San Diego, supplemented by studies at the University of Texas - Austin.