Elias Espinoza

VP Commercial Banker at Bell Bank

Elias Espinoza has over 16 years of experience in the banking industry. Elias is currently working as a VP Commercial Banker at Bell Bank since August 2020. Before that, they worked at Arizona Business Bank for 6 years as a VP Commercial Banker from December 2014 to July 2020. Prior to that, they worked at National Bank of Arizona as a Commercial Portfolio Manager from November 2013 to December 2014. Elias also has experience working at M & I Marshall & Ilsley Bank, where they held various roles such as Commercial Portfolio Manager, Business Banking Coordinator, and Customer Service Representative from 2004 to 2013. Throughout their career, Elias has demonstrated expertise in business development, risk management, credit analysis, and loan presentations.

Elias Espinoza began their education at Chandler/Gilbert Community College, where they studied General Studies from 2005 to 2008. Elias then pursued their Bachelors of Science in Business Administration at the W. P. Carey School of Business – Arizona State University from 2008 to 2010.

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Bell Bank

People matter at Bell Bank – and it shows in how our team members treat each other, our customers and those around us. As members of the Bell Bank family, we provide unequaled personal service, working in the best interest of those we serve. Our award-winning workplace promotes success, recognizes achievement – and offers an environment focused on having fun while helping others. At Bell, we build careers. We build community. We positively impact lives around us. Employees are actively encouraged to volunteer (receiving 16 hours of paid volunteer time annually), and our unique Pay It Forward initiative has empowered more than $17 million in employee giving to people and causes we care about. Founded in 1966 and headquartered in Fargo, North Dakota, Bell has grown to become one of the nation’s largest independently owned banks. A family- and employee-owned company, Bell has full-service bank locations in North Dakota, Minnesota, and Arizona and mortgage offices in multiple states. Bell Bank is a Member FDIC, Equal Employment Opportunity Employer and an Equal Housing Lender (we lend without regard to race, color, religion, national origin, sex, handicap or familial status). Investment and wealth management services are not FDIC insured, have no bank guarantee, may lose value, not a deposit and not insured by any federal government agency.


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