Hans Pedersen

Hans Pedersen is an Advisor at BizMerlinHR. Prior to their current role, they worked as an Underwriting Analyst at CBRE from January 2018 to December 2020. Their responsibilities included underwriting tasks such as comprehensive knowledge of Fannie Mae DUS & Freddie Mac Optigo TAH programs process & requirements, lead underwriter for 2 FMAC TAH & 3 FNMA DUS deals, execution included 3 acquisitions, supplemental & a refinance, central point of contact for the underwriting team, borrower, originators, counsel, closing & agencies, final review of third-party reports to determine market value, physical needs, environmental concerns & zoning, completed analysis of current & historical property financials including cap rate analysis, capital expenditure requirements, DSC calculations & pro-forma NOI used for loan determination, reviewed specialized documents such as regulatory agreements, Section 8 contracts, regulatory agreements, operating agreements, trust agreements, management agreements, commercial leases & tax agreements, prepare commitments, settlement statements, rate lock templates, & C&D Inputs, and complete the final versions of the ASR & Models.

Their analyst tasks included being the lead underwriter analyst on 31 Freddie Mac, 25 Fannie Mae, 3 Deutsche Bank & 2 Bear Creak deals for a total volume of $830MM. Executions included acquisitions, refinance, supplemental, bridge, Immediate TEL, Unfunded Forward TEL, Green & Green Plus. Hans also drafted initials versions of the ASR & financial models, reviewed financials, schedule of real estate owned, contingent liabilities, bank statements, credit reports & forms, prepared C&D inputs & DMS uploads, completed 25+ site inspections for Freddie Mac & Fannie Mae transactions throughout America. In addition to this they trained 2 analysts on underwriting process & on boarded 7 total staff including 5 underwriters and managed the internal team meetings created deal pipelines trained India support team created internal templates & process improvements.

Hans Pedersen obtained a Bachelor of Business Administration from James Madison University and an Associate of Arts and Sciences from Laurel Ridge Community College.