Bolton Street Programs
Denise Ricardo is a seasoned professional in the insurance and compliance sectors, currently serving as a Cyber Production Underwriter at Bolton Street Programs since July 2022. Prior to this role, Denise held key positions at SterlingRisk, including Compliance and Audit Manager and Senior Program Administrator, starting in January 2013. Denise also gained valuable experience as an Account Executive at Levitt Fuirst Associates, Ltd from November 2008 to February 2013. Denise obtained a Bachelor's degree in Sociology from Seton Hall University between 1999 and 2003.
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Bolton Street Programs
Bolton Street Programs is a leader in creating and administering successful affinity programs for associations and industry groups. Our goal is to be the program administrator of choice by any capital provider in the insurance market and provide a level of service that is nonexistent in the industry via technology and underwriting. Our approach is to fully understand your specific industry and develop focused, pin point insurance programs. We have created a program group that offers a multi-line solution to our clients, supported by a high level of technology to help manage risk. We have a commitment towards new products and better serve our clients with the ability to provide flexible solutions on a multi-line basis. Bolton Street Programs combines outstanding coverage, services, pricing, and expert loss control to lower costs for association members and improve their overall insurance program. Partnering with Bolton Street Programs is a winning proposition. You can still maintain the relationship with your current broker, take advantage of the premium savings and increased coverages, and take advantage of our claims management system with controlled claims, resulting in lower premiums.