Ratna Feranti

Ratna Feranti has over 20 years of experience in various roles related to quality and risk management. Since October 2009, Ratna has served as an Assistant Manager in the Division of Actuary and Risk Management at BPJS Kesehatan, focusing on actuarial governance, technical reserves, premium valuation, and corporate risk management implementation based on ISO 31000. Key contributions include developing risk management strategies, corporate risk profiles, and assessment tools, as well as communicating enterprise risk management processes across business units. Prior experience includes a role as Quality Management Staff at PT Askes (Persero), where responsibilities involved ISO document administration, internal audits, and quality management implementation, and as Finance Staff at Indonesia Market Quotes, managing accounts payable and receivable. Ratna's career began in ground handling at PT. Jasa Angkasa Semesta. Ratna holds a degree from Universitas Darma Persada.