Harriet Constable Mrics

Bricks Finance is a privately owned investment company based in Exeter. Founded in 2014 by Will Michelmore, Jerry Rihll and Clive Banks, we provide sensible financing and a better rate of return for us, our families, and our private investors. We specialise in asset-backed business and bridging loans. We help local people to access finance easily and quickly by offering bespoke lending using our own funds as well as those from investors. Our investors earn returns of between 5% – 7% each year. We support only sensible finance requests and every loan we make is backed by the security of a charge against real property assets. We have lent £142M over 238 loans to support developments across the South West, including local housing (both new build and redevelopment), a forestry retreat with lodges, care homes, a social club, a marina development, farm and barn conversions, a specialist medical home, an adventure park in a quarry, a pioneering natural energy source, solar energy arrays and several large trusts and estates. No two loans are the same, which is why we treat all of our borrowers as individuals. Using our own underwriting process, we ensure complete flexibility in the decisions we make. And we only ever make a loan if all three of us are in full agreement, a principal that has served us well since we started. We are proud to be different from traditional lending organisations and offer a unique investment opportunity. Please get in touch today to find out why.