Júlio Fernandes

Júlio Fernandes has a diverse work experience spanning over several years. Júlio currently holds the position of CFO & Head of Operations - Banking Infrastructure at BX Blue - Crédito Consignado since April 2022. Prior to this, they served as the Head of Finance at the same company from August 2020 to March 2022. During their time in this role, Júlio was responsible for overseeing the financial and legal department. Additionally, from August 2020 to April 2021, they also held the position of Head of Finance & People at BX Blue.

Before joining BX Blue, Júlio co-founded Adde Valorem in October 2017. As a Co-Founder, they played a crucial role in developing the company's portfolio of over 60 recurring financial and accounting consulting clients. Júlio'sresponsibilities included managing consulting and accounting projects, driving the commercial process to increase customer base, and leading a multidisciplinary team. Júlio's journey in Adde Valorem lasted until January 2021.

Prior to their entrepreneurial venture, Júlio worked at PwC for several years. Júlio began their journey as an Audit Senior in July 2008 and later progressed to the position of Audit Manager in July 2013. At PwC, Júlio gained extensive experience in managing independent audit projects, applying standards in IFRS, US GAAP, and BR GAAP. Júlio successfully handled complex technical aspects such as IPOs, business combinations, accounting of derivative financial instruments, and the adoption of IFRS. As an Audit Manager, Júlio managed audits for companies listed on the CVM in various industry segments and led projects for family businesses in automotive, glass, shopping malls, and civil construction sectors. Additionally, they were involved in technical training sessions at PwC, providing updates on IFRS for partners, managers, seniors, and assistants, as well as imparting foundational accounting and auditing knowledge to trainees.

Júlio's early experience includes their time at A.C.E. Consultoria, where they served as "Gestor do núcleo de projetos (empresário júnior)" from 2007 to 2008. Further details about this role are not provided in the provided information.

Júlio Fernandes completed their Bachelor's degree in Accounting from the Universidade Federal de Pernambuco, where they studied from 2006 to 2010. Later, they pursued a Master of Business Administration (MBA) in Business Management from Fundação Dom Cabral, specializing in Business Administration, for the period between 2019 and 2021.