Denise Ribeiro dos Santos is an experienced professional in the banking and consulting sectors, holding significant positions including Head of Logistics and Head of Payments at Banco Montepio, as well as Manager at Group Shared Services. Prior to these roles, Denise served as a Consultant at Accenture and held managerial and project management positions at Finibanco. Denise Ribeiro dos Santos earned a Licentiate degree in Direito from Universidade Lusíada de Lisboa (1995 - 2000) and completed additional training at Montepio in 2018.