California FAIR Plan Association
Michael Schalk has over 30 years of work experience in the insurance industry. Michael currently serves as the Senior Vice President/COO at the California FAIR Plan Association, where they provide leadership and management oversight to various departments. Michael is responsible for developing and implementing the company's business goals and policies, as well as maintaining relationships with regulatory bodies and trade associations.
Prior to their current role, Michael worked at Allstate for over 30 years in various roles. Michael served as a Corporate Program Manager, overseeing program and product governance for Allstate, Encompass, and Esurance Residual Markets Programs. Michael represented these companies on multiple governing boards and executive committees across the country. Michael also held senior managerial positions in technology and operations, business relationship management, and underwriting, operations, and customer support.
Overall, Michael Schalk has extensive experience in insurance operations, underwriting, technology, and project management.
Michael Schalk completed their Bachelor of Arts (BA) degree in Corporate Marketing & Advertising from Northern Illinois University, which they attended from 1983 to 1987. Michael further pursued their education at the same university and obtained a Master of Arts (MA) degree in Business Administration, graduating from 1984 to 1988. Additionally, Michael holds a certification in ITIL v3 Foundation, although no specific details regarding the institution or year of completion are provided.
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California FAIR Plan Association
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The California FAIR Plan is a private association comprised of all insurers authorized to write property insurance in California. The FAIR Plan was established in July 1968 following the 1960s brush fires and riots as the state’s insurer of last resort, created to ensure access to basic property insurance for California homeowners who have been unable to obtain homeowners insurance from the voluntary market for reasons outside of their control. The FAIR Plan will write fire insurance coverage for these homeowners, regardless of a property’s wildfire risk. The FAIR Plan is committed to strengthening consumer choices in the voluntary insurance market, while ensuring that all homeowners, including those who live in areas threatened by wildfires, can obtain basic property coverage and the peace of mind they deserve.