Cambridge & Counties Bank
Andy Tovey began their work experience in 2005 at Yorkshire Bank, where they served as a Commercial Banking Manager and later as a Credit Executive. At Yorkshire Bank, they provided credit underwriting for various business partners and managed up to £10 million in delegated lending authorities. Andy also ensured asset quality for new and existing lending and handled the local governance of the bank's policies and procedures. In 2013, they joined AJT Financial Ltd, where they provided financial management consultancy services until 2014. Later in 2014, Tovey worked as a Senior Credit Underwriter at The Co-operative Bank plc for a brief period. From 2014 to 2015, Tovey served as a Monitoring Manager (Real Estate) at Santander UK. Andy then transitioned to the role of Risk Monitoring Manager at Santander UK, overseeing risk and portfolio management for various portfolios, including large corporates, specialized finance, crown dependencies, and invoice finance. Tovey joined Cambridge & Counties Bank in April 2019 as the Head of Credit Risk Oversight.
From 1978 to 1982, Andy Tovey attended Lode Heath Comprehensive, where they completed their education. No specific degree or field of study was mentioned.
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Cambridge & Counties Bank
Built on understanding, Cambridge & Counties Bank is the result of two well-respected institutions who joined together to create a responsible expert-banking specialist. We’ve created a service that brings back some of the great elements of an old-fashioned bank, combining these with all the speed, efficiency and know-how that’s needed in the modern day. Everything we do is centred around our customers, brokers and business partners; whether that is building strong relationships, considering each application on its individual merits, or just going out of our way to try and help. We have a depth of knowledge and experience and take the time to get to know and understand our customers’ requirements. Each businesses needs and goals aren’t the same as the last business we worked with, and they won’t be the same as the next one either. Working together and building a relationship with SMEs means we can provide the right support and solutions to help them grow and prosper. And when you pair this with our traditional banking values and modern thinking, that’s when you get something a little bit special.