Cambridge & Counties Bank
David Monks has a diverse background in the banking industry, with their most recent role as the Chief Lending Officer at Cambridge & Counties Bank. In this position, they led the Credit Underwriting and Arrears and Recoveries teams, ensuring long-term profit growth and minimizing risk for the bank's loan portfolio. Prior to this, David served as the Director of Risk and Credit Finance at Western Union from 2017 to 2019. David also held the position of Divisional Head of Credit Risk at Santander UK Corporate & Commercial from 2012 to 2017, where they led a team of Credit Partners and managed risks in the portfolio across various asset classes. Earlier in their career, David worked as the Head of Credit for Yorkshire Bank and as a Business Banking Manager at Clydesdale Bank. In these roles, they were responsible for managing credit portfolios, analyzing business creditworthiness, and supporting customers with their banking needs. David has extensive experience in team management, risk management, credit analysis, and relationship building with stakeholders.
David Monks obtained a Master of Business Administration (M.B.A.) from Strathclyde Business School from 2001 to 2004. David also earned a Diploma in Advanced Risk Management from I.E. Business School in Madrid, Spain in March 2014.
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Cambridge & Counties Bank
Built on understanding, Cambridge & Counties Bank is the result of two well-respected institutions who joined together to create a responsible expert-banking specialist. We’ve created a service that brings back some of the great elements of an old-fashioned bank, combining these with all the speed, efficiency and know-how that’s needed in the modern day. Everything we do is centred around our customers, brokers and business partners; whether that is building strong relationships, considering each application on its individual merits, or just going out of our way to try and help. We have a depth of knowledge and experience and take the time to get to know and understand our customers’ requirements. Each businesses needs and goals aren’t the same as the last business we worked with, and they won’t be the same as the next one either. Working together and building a relationship with SMEs means we can provide the right support and solutions to help them grow and prosper. And when you pair this with our traditional banking values and modern thinking, that’s when you get something a little bit special.