David Monks

David Monks has a diverse background in the banking industry, with their most recent role as the Chief Lending Officer at Cambridge & Counties Bank. In this position, they led the Credit Underwriting and Arrears and Recoveries teams, ensuring long-term profit growth and minimizing risk for the bank's loan portfolio. Prior to this, David served as the Director of Risk and Credit Finance at Western Union from 2017 to 2019. David also held the position of Divisional Head of Credit Risk at Santander UK Corporate & Commercial from 2012 to 2017, where they led a team of Credit Partners and managed risks in the portfolio across various asset classes. Earlier in their career, David worked as the Head of Credit for Yorkshire Bank and as a Business Banking Manager at Clydesdale Bank. In these roles, they were responsible for managing credit portfolios, analyzing business creditworthiness, and supporting customers with their banking needs. David has extensive experience in team management, risk management, credit analysis, and relationship building with stakeholders.

David Monks obtained a Master of Business Administration (M.B.A.) from Strathclyde Business School from 2001 to 2004. David also earned a Diploma in Advanced Risk Management from I.E. Business School in Madrid, Spain in March 2014.