Teresa Forman Welty

Teresa Forman Welty is an experienced professional in the field of internal auditing and risk management, currently serving as the Information Technology Audit Director at Sandy Spring Bank since May 2022. Prior positions include roles at Capital Bank, N.A., where Teresa held various titles including Internal Audit Manager, Risk Officer, and Vice President of Compliance Program Management. Teresa's career also encompasses experience at Clear Mountain Bank, HarVest Bank of Maryland, and Colombo Bank, in roles focused on loan quality control and compliance. As an Independent Contractor, Teresa specialized in consulting, technical writing, and training in financial and small business risk management. Teresa holds a Master of Science in Accounting and Financial Management and a Bachelor of Science in Accounting and Business/Management from the University of Maryland Global Campus.