Subhendu Bhanja

Capital India is an India-focused, Technology enabled SME Finance Platform. We partner small and medium businesses with customized finance solutions. We believe, India’s growing economy requires tailormade financing opportunities to millions of small businesses, traders and self-employed, who may not have ready access to traditional financial channels. Financing that serves the latent yet burgeoning demand which is unmet by conventional lenders. We focus on being a partner credit institution that seek to provide bespoke financial solutions to Small and Medium Enterprises (SMEs) for their growth and working capital requirements. We offer customized financial solutions. Partnering Indian entrepreneurs. Accelerating business trajectories. Our approach is based on the concept of “nimble partnership”. This means collaborating with entrepreneurs, developers, promoters, SMEs and businesses. This means being agile and innovative to help them rapidly execute expansion, generate cashflows and profits. Funding the growth of India’s aspirational and entrepreneurial class is the backbone of our business model. Our asset-backed lending structure helps us minimize risks and engineer better financing terms. Our quick and flexible credit empowers customers with the ability to pivot, rediscover and scale their business. At the retail and consumer finance level, our hub and spoke (developer) referral model enables us to tap retail opportunities early without compromising on risk.