Andy Ramamoorthy

Andy Ramamoorthy serves as the Chief Product Officer and Chief Data Officer for the Commercial Division at Capital One, where responsibilities include leading product development and digital transformation to enhance customer experience. With extensive experience in commercial banking operations, Andy has held multiple leadership positions, including Executive Vice President/COO and Head of Acquisition Integration, successfully managing client services and spearheading strategic transformations across the organization. Prior roles also include leading credit transformation initiatives and overseeing customer service for commercial clients. Andy's career began at Intrados Consulting Group, focusing on international economic development projects. Educational credentials include an MBA in Finance from Penn State University and dual degrees in Chemical Engineering and Biological Sciences from the Birla Institute of Technology and Science, Pilani.