A.G. Ramakrishna

A.G. Ramakrishna has over 23 years of experience in the financial services industry. From 2021 to present, they have been the Chief Product Officer at Card91. In 2020, they consulted as a Chief Business Officer for an Indian Software Co. providing Technology & Technology Services and as a Chief Distribution Officer for a Singapore / Thailand based Fintech sending B2B payments globally. From 2019 to 2020, they were the Country Business Manager, India at Nium, and a Board Member of UAB Nium (InstaReM) EU from 2017 to 2020. From 2016 to 2019, they were the Country Head - India and Head of Institutional Business at InstaReM. From 1998 to 2016, they held various roles at Citi, including Director, Retail Banking & Branch Distribution, Senior Vice President, Business Management, Sales & Distribution Head, Retail Banking, Vice President, Branch Network Head, Consumer Finance, Project Manager for Business Start-up at Thailand, Assistant Vice-President, Punjab Region, Branch Manager, Collections Manager, and Assistant Manager, Centralized Processing and IT, Citifinancial. A.G. began their career at Citi as a Management Associate.

A.G. Ramakrishna completed their high school education at Kendriya Vidyalaya in K.V. Malkapuram, Visakhapatnam, Andhra Pradesh from 1988 to 1993. A.G. then went on to pursue a B.Tech in Civil Engineering & Engineering Management from the Indian Institute of Technology, Kanpur from 1994 to 1998. In June 2017, they obtained a certification in Breaking Out of a Rut from LinkedIn.