Denise O'Neal

Denise O'Neal, CUCE, CCCI, CFE, serves as the Vice President of Compliance, Security, and BSA at Carolinas Telco Federal Credit Union since September 2015, demonstrating expertise as a Certified Credit Union Expert and Certified Cyber Crimes Investigator. Prior to this role, Denise owned O'Neal Investigations, focusing on infidelity, child custody, insurance fraud, and process service from May 2015 to June 2016. Denise's background includes significant experience at First Citizens Bank, where roles included Operations Consultant/Fraud Investigator from June 2011 to September 2015 and Operations Analyst/Fraud Analyst from November 2001 to June 2011, emphasizing banking operations and complex issue resolution. Denise completed education at Pelion High School and pursued professional development through the Credit Union National Association and The Cyber Fraud Industry Group.