Cra Raul Arnado Crm

Raul Arnado has a strong background in risk management and enterprise risk management. Raul currently holds the position of AVP and Division Head for Enterprise Risk Management at PJ Lhuillier Group of Companies since February 2019. Prior to this, they worked as a Risk Manager in the Enterprise Risk Management Group at JG Summit Holdings Inc. from March 2015 to January 2019. Raul also held the position of Senior Manager and Head for Activations and Credit Risk Management at Smart Communications, Inc. from October 2002 to May 2014. Raul started their career as an Assistant Marketing Services Officer at Prudentialife Financial Services in January 2001 and gained experience as a Collections Officer at Citibank Global Consumer Banking from September 1997 to September 1999. Raul also worked as a Consultant in the Commercial Department at Cuervo Far East in association with CB Richard Ellis from August 1996 to July 1997.

Raul Arnado, CRA, CRM obtained their Bachelor's Degree in Legal Management from Ateneo de Manila University from 1992 to 1996. Raul has also achieved additional certifications such as Certified Risk Analyst from the Global Academy for Finance and Management in October 2020. Raul is also a Certified Risk Manager (CRM) from PECB, although the specific month and year of obtaining this certification are not provided.