Central Bank of Armenia
Mariam Tovmasyan, PMP®, has a diverse work experience in various roles related to compliance, fraud prevention, and regulatory compliance in the banking sector. Mariam is currently employed as the Head of Fraud Prevention at the Central Bank of Armenia since August 2023. Before that, they worked as the Compliance and Sustainability Responsible at Ardshinbank CJSC from December 2021 to August 2023. Prior to that, Mariam served as the Regulatory Compliance Officer at Byblos Bank Armenia CJSC from September 2019 to December 2021. Mariam also worked as the Internal Control Officer at FINCA Armenia from June 2017 to August 2019 and as a Crediting and Foundation specialist at ARARATBANK OJSC from January 2017 to June 2017. Earlier in their career, Mariam worked at Armenian Development Bank OJSC as a Senior Specialist from July 2016 to December 2016 and as a Non-cash operating department specialist from February 2014 to June 2016.
Mariam Tovmasyan, PMP®, has a solid educational background with degrees in finance and banking. Mariam obtained a Bachelor's degree in Finance from Gladzor Karavarman Hamalsaran in 2013, and went on to pursue a Master's degree in Banking from the Armenian State University of Economics, which they completed in 2015. In 2017, Mariam received training in the field of credit specialist at the Financial Banking Center Foundation. In addition to their education, Mariam has also earned the Project Management Professional (PMP) certification from the Project Management Institute in May 2022.
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Central Bank of Armenia
The Central Bank of Armenia (the CBA) is a legal entity empowered with state functions. Primary goal of the CBA is price stability in the Republic of Armenia. The CBA coordinates the primary goal with the Government of Armenia, as stipulated by the Armenian Law on State Budget, and approved by the National Assembly of Armenia. The CBA itself decides on the strategy of monetary policy it implements and target (intermediate and operational) indicators that are contained in the monetary policy program and subject to presentation to the National Assembly. The program outlines the main directions of the monetary policy and the monetary instruments which the CBA uses in order to fulfill its objectives. Coordination of monetary and fiscal policies is priority in developing and implementing the monetary policy. The coordination involves both opting for basic macroeconomic indicators and issues relating to short-term adjustment of liquidity by the CBA, disbursement of external financial inflows and issuance and allocation of T-bills by the Government. The CBA makes sure its activities are maximally transparent and open to public, which serve the best warrant for the general public's confidence in the monetary policy implemented by the CBA.