Andrew Kettering is an accomplished executive with extensive experience in the financial and technology sectors. Currently, Kettering serves as Managing Director and Head of Digital for Workplace Financial Services at Charles Schwab, a position held since September 2021. Prior to this role, Kettering held several notable positions at TIAA, including Managing Director of TIAA Digital Technologies and Senior Director of Retirement & Individual Technology. Additional leadership roles include Managing Director at Makibie, Vice President at Fidelity Investments, and Senior Product Manager at Telemessage, Inc. Kettering's earlier career includes roles as an Architect/Senior Project Manager at Viridien Technologies and as a Senior Software Engineer at Perot Systems, punctuated by service as a Lieutenant in the US Navy Civil Engineering Corps. Kettering holds a Bachelor of Science in Aerospace Engineering from the United States Naval Academy and a Master of Engineering in Computer Science from The George Washington University.