Bryan Pennybacker

EVP & Chief Financial Officer at Charlotte State Bank

Bryan joined Charlotte State Bank & Trust in September of 2005 as the Chief Financial Officer and Executive Vice President. He started his career in 1980 employed by a public accounting firm located in West Virginia and working within the audit department. Part of his responsibilities included full scope audits over financial institutions, specializing in SEC work, creating Bank Holding Companies and preparing corporate income tax returns.

Since joining Charlotte State Bank & Trust, Bryan has been named the Chief Financial Officer over Englewood Bank & Trust and Director of Accounting over Crews Bank & Trust. His responsibilities include management and oversight of accounting processes, preparation of financial statements and preparation of the annual operating budgets for Charlotte State Bank & Trust and Englewood Bank & Trust.

Bryan graduated from West Virginia University in 1980, and is a licensed Certified Public Accountant as well as a licensed Chartered Global Management Accountant. He is a member of the AICPA ( American Institute of Certified Public Accountants), West Virginia Board of Accountancy and West Virginia Society of CPAs. He has served as the Treasurer for the “Relay for Life” and as a member of various school committees. He is currently Treasurer of a local HOA (Homeowners Association).

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