China Rapid Finance Ltd
Dr. Zhengyu (Zane) Wang, founded the company and holds the positions of chairman and chief executive officer. In addition to his position at the company, Dr. Wang is the head of the P2P Division of the China Association of Microfinance. Dr. Wang also advised the PBOC on the creation of the National Credit Bureau from 2003 to 2005. Before founding the company, Dr. Wang was the Head of Analytics at Sears Credit from 1995 to 2000, where he oversaw the creation of a credit data warehouse, developed credit scoring models using credit bureau data, and implemented analytically driven consumer credit borrower acquisitions and portfolio management strategies. Dr. Wang received his Ph.D. in Statistics from the University of Illinois, and his master of science degree from the University of Illinois at Chicago.
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China Rapid Finance Ltd
China Rapid Finance Limited is a consumer lending company. The Company, through its subsidiaries, is principally engaged in providing a consumer lending marketplace for lenders and borrowers in the People's Republic of China with predictive selection technology (PST), automated decisioning technology (ADT), and non-credit data analytic and risk-based pricing capabilities. Its target market includes prime and near-prime Emerging Middle-class, Mobile Active consumers (EMMAs). It serves marketplace investors and borrowers both online and through a physical network of over one hundred data verification centers. It offers consumption loans, lifestyle loans and micro-credit lending. The Company generates revenue primarily from transaction and service fees by providing lending-related services. As of March 31, 2017, the Company had facilitated more than 10.7 million loans to more than 1.4 million borrowers.