Niraj Sharma is an experienced finance professional currently serving as the State Collection Head at Cholamandalam Investment and Finance Company Limited since December 2023, focusing on consumer durable loans. Previously, Niraj was the Regional Collections Manager at Varthana, where responsibilities included managing mortgage loans for school and student loans from April 2023 to December 2023. Prior to that, Niraj held the position of Senior Area Collection Manager at Bajaj Finserv from January 2020 to April 2023, as well as serving as Senior Area Manager in a short tenure. Additional experience includes working as a Collections Manager at HDFC Bank Ltd from January 2018 to January 2020 and at Srei Equipment Finance Limited from July 2016 to June 2017. Niraj holds a Bachelor of Commerce degree in Marketing Management from Devi Ahilya Vishwavidyalaya, completed in 2011.
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