Karla Townsend is an accomplished author and professional residential underwriter with extensive experience in the fields of writing and mortgage insurance. Currently working as an author at USA Book Writers since March 2023, Karla has released works such as "I am Not My Scars" and "Breaking the Chains of Unrighteous Agreements and Unhealthy Soul Ties" through Christian Faith Publishing. Additionally, Karla is involved with Breaking Chains Ministries, LLC, which operates a Christian podcast ministry since June 2022, reaching audiences locally and globally. With professional underwriting experience at Enact Mortgage Insurance since March 2010, Karla ensures compliance and accuracy in loan documentation. Educational qualifications include certifications as a Certified Residential Underwriter Level I and an Associate of Applied Science degree in Business Administration.