David Cardoza is a Senior Director of Business Effectiveness in Personal & Business Banking at CIBC, a role they have held since 2018. Prior to this, David served in various positions at CIBC, including Senior Manager of Risk Reporting and Associate in Risk Management. David began their career in finance with roles at BMO Nesbitt Burns and earned a Bachelor of Commerce in Finance and Information Technology from Ryerson University, graduating in 2004. Earlier experience includes working as a Portfolio Trader and Administrator at Summerhill Capital Management from 2008 to 2013.
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