Janice Li is a seasoned professional in risk management and credit strategy, currently serving in Mortgage Risk Portfolio Management at Citi since September 2023. Previous roles include Credit Management Lead at Bread Financial, where an acquisition strategy for a new product was developed, and Vice President at Synchrony, leading the B2B Collections Strategy. At Citizens Bank, Janice led a team as Vice President, Senior Credit Risk Manager for Consumer Unsecured Lending. Additionally, experience includes Associate Director of Loyalty Program Fraud Risk Management at Starwood Hotels & Resorts Worldwide, where new fraud mitigation strategies were implemented. Early career roles encompassed significant positions at Citi and American Express, focusing on credit risk management and marketing analytics. Janice holds a Bachelor of Science in Electrical Engineering from the University of Melbourne.