Melanie Fernandes

Melanie Fernandes has over 15 years of experience in finance and credit risk management, primarily at Citi, where roles included Vice President of Quality Assurance for Wholesale Credit Risk, Assistant Vice President in Credit Risk Management, and Manager in Credit Risk Management. Responsibilities involved conducting Quality Assurance Reviews, managing credit risk assessments in Western Europe, India, and Bangladesh, and performing financial statement analyses. Prior to Citi, positions included Equity Research Analyst and Investment Banking Analyst at various firms where Melanie provided financial analysis, supported M&A transactions, and created financial models. Melanie holds an MBA in Finance from ITM Group, Mumbai, and a Master's in Commerce from the University of Mumbai.