Patrick Joyce

Executive Vice President - Chief Credit Officer at Citizens Bank

Patrick Joyce currently serves as the Executive Vice President and Chief Credit Officer at Citizens, a position held since August 2023. Prior to this role, Patrick Joyce was with Citizens Financial Group, Inc. for 30 years, holding various senior positions, including Head of Corporate Banking Credit and Executive Vice President & Head of Restructuring. Patrick Joyce is also pursuing education at The Wharton School since 2016.

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Boston, United States

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Citizens Bank

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At Citizens Bank, we recognize that the journey to accomplishment is no longer linear and that individuals are made of all they have done and all they are going to do. As one of the oldest and largest financial services firms in the United States with a history dating back to 1828, we’re committed to providing solutions and expertise that support our customers, clients, colleagues, and communities in what’s next on their own unique journey.


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