Richard Stein

Richard Stein is the Chief Risk Officer of Citizens. He joined Citizens in May of 2023 as Executive Vice President and Senior Risk Advisor.

Stein serves on the Executive Committee and as CRO is responsible for defining and overseeing how we manage credit, market, operational, regulatory, compliance, and model risk at Citizens and for leading the second line of defense risk function.

Stein has over 25 years of risk, product and business line experience. He joined Citizens from Fifth Third Bancorp, where he most recently served as Executive Vice President and Chief Credit Officer with responsibility for enterprise-wide credit risk management. He also held risk management roles at Comerica and Bank of America over the course of his career.