Stephen Boras

Stephen Boras has extensive experience in risk management and analytics within the banking sector, having held executive positions at Citizens, Fifth Third Bank, HSBC, and Citi. At Citizens, Boras served as Executive Vice President, leading model risk management and validation, as well as risk architecture for credit loss forecasting. At Fifth Third Bank, Boras was responsible for operational risk scenario analysis and led a team for statistical modeling related to stress testing. Prior roles at HSBC included managing a $50 billion commercial loan portfolio and directing commercial divestitures, while experience at Citi involved establishing credit risk modeling frameworks. In addition to a strong banking career, Boras has been a freelance music teacher and musician since 2008. Boras holds an MBA in Finance from the Fox School of Business at Temple University and a B.S. in Quantitative Business Analysis from Penn State University.