Citizens & Northern Bank
Charity Frantz, CFMP, has extensive work experience in marketing, merchandising, and buying roles. Charity began their career as an Intern at Woolrich, Inc, where they conducted market research and analysis. Charity then worked as an Assistant Buyer at Kaufmann's, where they participated in assortment planning and vendor negotiations. Frantz later joined May Merchandising Company, where they served as an Assistant Market Representative and Assistant Product Manager, analyzing business trends and developing private label lines. Charity then worked at Dick's Sporting Goods for ten years, starting as an Assistant Buyer and eventually becoming a Buyer for Golf Apparel. In this role, they developed strategies and business plans to drive sales and analyzed market trends for product positioning. Frantz is currently employed at Citizens & Northern Bank as the Senior Vice President/Director of Marketing, responsible for strategic marketing leadership and support across the organization.
Charity Frantz, CFMP, holds a Bachelor of Science in Business Administration with a focus on Marketing from Bucknell University. The specific start and end years for their time at Bucknell University are not provided.
Citizens & Northern Bank
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Citizens & Northern Corporation is a holding company. The Company's principal activity is community banking. The Company, through its subsidiaries, is engaged in providing a range of banking and mortgage services to individual and corporate customers in North Central Pennsylvania and Southern New York State. It offers lending products, which include mortgage loans, commercial loans and consumer loans, as well as specialized instruments. Its deposit products include various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, individual retirement accounts (IRAs) and certificates of deposit. It provides trust and financial management services, including administration of trusts and estates, retirement plans, and other employee benefit plans, and investment management services. Its subsidiaries include Citizens & Northern Bank (C&N Bank or the Bank), Citizens & Northern Investment Corporation and Bucktail Life Insurance Company.