Citizens & Northern Bank
Kelley Cwiklinski is an accomplished financial professional with extensive experience in commercial lending. Currently serving as the Executive Vice President and Chief Commercial Lending Officer at C&N, Kelley has previously held senior leadership roles including Executive Vice President and Chief Lending Officer at Covenant Bank PA and Senior Vice President at Team Capital Bank, where responsibilities included team leadership in commercial lending. Additional experience includes a senior vice president position at Sovereign Bank. Kelley holds a Bachelor of Business Administration degree in Business Administration from Mercer County Community College.
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Citizens & Northern Bank
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Citizens & Northern Corporation is a holding company. The Company's principal activity is community banking. The Company, through its subsidiaries, is engaged in providing a range of banking and mortgage services to individual and corporate customers in North Central Pennsylvania and Southern New York State. It offers lending products, which include mortgage loans, commercial loans and consumer loans, as well as specialized instruments. Its deposit products include various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, individual retirement accounts (IRAs) and certificates of deposit. It provides trust and financial management services, including administration of trusts and estates, retirement plans, and other employee benefit plans, and investment management services. Its subsidiaries include Citizens & Northern Bank (C&N Bank or the Bank), Citizens & Northern Investment Corporation and Bucktail Life Insurance Company.