Citizens & Northern Bank
Lynne Ruffner serves as the VP/Commercial Lending Relationship Manager II at Citizens & Northern Bank since September 2022. Prior to this role, Lynne held the position of VP/Northern Tier Retail Sales Manager at Juniata Valley Bank from March 2017 to September 2022. Lynne also has experience as the Director of Lending at Discovery Federal Credit Union from August 2010 to March 2017.
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Citizens & Northern Bank
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Citizens & Northern Corporation is a holding company. The Company's principal activity is community banking. The Company, through its subsidiaries, is engaged in providing a range of banking and mortgage services to individual and corporate customers in North Central Pennsylvania and Southern New York State. It offers lending products, which include mortgage loans, commercial loans and consumer loans, as well as specialized instruments. Its deposit products include various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, individual retirement accounts (IRAs) and certificates of deposit. It provides trust and financial management services, including administration of trusts and estates, retirement plans, and other employee benefit plans, and investment management services. Its subsidiaries include Citizens & Northern Bank (C&N Bank or the Bank), Citizens & Northern Investment Corporation and Bucktail Life Insurance Company.