Citizens & Northern Bank
Rachael Clark has a strong background in the banking industry, with a focus on business development and financial consulting. Rachael is currently working as a Regional Market Leader, VP at Citizens & Northern Bank since April 2021. Prior to that, they held the position of Business Development Manager at PSECU from May 2018 to April 2021. Rachael also served as an Assistant Vice President/Business Development Officer at Jersey Shore State Bank from February 2017 to May 2018. Rachael started their career as a Banking Officer at M&T Bank in June 2008 and later transitioned into the role of Financial Consultant, Brokerage Officer at M&T Securities from July 2015 to February 2017.
Rachael Clark attended Lycoming College from 2004 to 2008, where they obtained a Bachelor of Arts (B.A.) degree in Economics. Additionally, they have obtained the Certified Credit Union Financial Counselor (CCUFC) certification from the Credit Union National Association in April 2019. Rachael also holds certifications in PA Life, Accident, & Health Insurance License and PA Property & Casualty; however, the institution and dates of obtaining these certifications are not provided. Furthermore, Rachael is associated with the Financial Industry Regulatory Authority (FINRA) and is planning to obtain the Series 7, 63, and 65 certifications, though the specific dates for obtaining these certifications are not mentioned.
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Citizens & Northern Bank
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Citizens & Northern Corporation is a holding company. The Company's principal activity is community banking. The Company, through its subsidiaries, is engaged in providing a range of banking and mortgage services to individual and corporate customers in North Central Pennsylvania and Southern New York State. It offers lending products, which include mortgage loans, commercial loans and consumer loans, as well as specialized instruments. Its deposit products include various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, individual retirement accounts (IRAs) and certificates of deposit. It provides trust and financial management services, including administration of trusts and estates, retirement plans, and other employee benefit plans, and investment management services. Its subsidiaries include Citizens & Northern Bank (C&N Bank or the Bank), Citizens & Northern Investment Corporation and Bucktail Life Insurance Company.