Joan Fleming

Joan Fleming-Ridley serves as Vice President of Residential Lending and Community Development. She is an industry leader- finding ways to produce results through her expertise, commitment, and relationships. Joan has a passion for delivering value and benefit to her clients with an enthusiastic and friendly attitude. It is her commitment to serve the underserved by being an advocate for affordable housing and financial literacy. Her “thinking outside the box” mentality allows her to develop programs to ensure everyone can build wealth through homeownership.