City National Bank
Kevin Ray has extensive experience in the mortgage banking sector, currently serving as the Senior Vice President and Head of Mortgage Banking Compliance at City National Bank since February 2024. Prior roles include Vice President and Senior Compliance Officer, as well as Vice President and Fair Lending Analyst. Kevin led process improvement and transformation initiatives at Finance of America Companies and launched the Retail channel at Kind Lending. A previous Director at Union Bank, Kevin managed Wholesale Operations and Retail Operations Support, overseeing productivity and compliance. Additional leadership positions have been held at Greentree Mortgage Company, MetLife Home Loans, Home Savings of America, and Washington Mutual/North American Mortgage, where efforts consistently resulted in high performance and efficiency in loan operations. Kevin holds degrees from the University of Houston and Del Mar Jr. College.
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