Ricardo Urbina

Sales Manager - International Education at Clements Worldwide

Ricardo Urbina has extensive work experience in various industries. Ricardo began their career as an Accountant at Cendant Mortgage in 2003. Ricardo then transitioned to a role as a Senior Bilingual Mortgage Consultant at PHH Mortgage in 2003 and later at GMAC Mortgage in 2005. In 2007, they took on the position of Regional Account Representative at ISS Financial & Insurance Network and also became the Owner of Mochima Cafe LLC. In 2010, they joined Clements Worldwide | International Education as the Director of Sales, a position they held until 2015. After that, they served as the Director of Business Development at International Medical Group (IMG) from 2015 to 2021. Ricardo then became the Director of International Business Development at Tuman Global Solutions from 2021 to 2022. Currently, they are working as a Sales Manager - International Education at Clements Worldwide.

Ricardo Urbina's education history begins with their attendance at Colegio San Ignacio de Loyola, although specific dates are not provided. Ricardo then enrolled at Valley Forge Military Academy & College from 1994 to 1995, without obtaining a degree or specifying a field of study. In 1997, Urbina attended the University of Scranton, where they pursued a Bachelor of Science degree in Finance, completing their studies in 2001.

During their time at the University of Scranton, Urbina had the opportunity to study abroad for a semester at City, University of London in 2000, focusing on an unspecified field of study. The following year, in 1999, they participated in another semester abroad program at Prague University of Economics and Business, specializing in the field of study in finance.

Furthering their education, Urbina pursued a Master of Business Administration degree at Villanova University from 2003 to 2005. The specific field of study for their MBA is not provided.

In addition to their formal education, Urbina obtained certifications in Accident And Health, Life, Property and Casualty from the California Department of Insurance in December 2014.

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