Harjanto Tjitohardjojo

PT Clipan Finance Indonesia Tbk is an Indonesia-based finance company focusing on consumer financing business. The Company focuses on financing both commercial and non-commercial pre-owned four-wheeled cars that of the type and brand with high resale value. It also offers factoring and lease financing. The focus of its lease financing business is on financing low-risk capital goods for transportation and commodity industries, such as new excavators and bulldozers produced by renowned authorized suppliers. Its factoring business is focused on purchasing and/or transferring domestic trade receivables of property and industrial sectors. Its branch offices are located in various areas across Indonesia, including Jakarta, Bogor, Depok, Medan, Bandung, Makassar, Manado, Balikpapan and Banjarmasin, among others.