Oğuz Kartal is an experienced executive in digital transformation and strategy, currently serving as the Digital Platforms and Channels Executive Vice President at ColendiBank since July 2024. Prior roles include Chief Transformation Officer and Chief Digital Officer at Karaca A.Ş., leading digital strategy and innovation initiatives. Previous experience encompasses significant positions such as Head of Digital Customer Experience at the National Bank of Kuwait, and various leadership roles at IBM and Turkcell, where responsibilities included overseeing digital channels, customer experience, and digital marketing transformation. Oğuz Kartal holds an MBA from the London School of Business and Finance and has a comprehensive background in optimizing digital experiences and strategies across multiple sectors.