At Community Bank & Trust, our mission statement is "Serving Beyond Expectations."​ By making this statement, we are making a pledge that our core purpose is to provide quality financial services with excellence and professionalism to Central Texans. 

Community Bank & Trust was founded in 1952 as a customer-oriented, convenient bank with a concentration on the needs of small businesses and consumers. Through service to our community and forward-looking leaders, CB&T has played an important role in Waco's progress. 

CB&T founders envisioned a new kind of convenience in banking. They may their vision a reality through friendly, innovative lending practices that are still in place today. 

When we state "We're Still Community"​ we are confirming the stability of our name, management, and ownership. Banking has changed over the years, with a greater emphasis placed on providing the most advanced technological banking products, but our commitment to our customers has steadfastly remained the same.


CB&T is a Member FDIC and an Equal Housing Lender. 
CB&T lends without regards to race color, religion, national origin, sex, handicap, or familial status.

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Community Bank & Trust - Waco, Texas

David Lacy

Stacy Vigil

Michael Guinn

Lauren Stumpf

Kathleen Matus

John Kinnaird

Jacob Cates

Alissa Carroll

Salvador Antonio

Deborah Butler

Ben Lacy

Darrin P. Banik

Steve Fischer

Gary Pilant

Jeff Cox

Paige Beasley

The Trust Operations team at Community Bank & Trust - Waco, Texas, is responsible for managing and administering the bank’s trust and fiduciary services. This includes the execution of trust agreements, estate settlements, investment management, and ensuring compliance with legal and regulatory standards. The team aims to deliver exceptional service and tailored financial solutions to meet the diverse needs of their clients, extending CB&T's commitment to excellence and community service.

Trust Operations

Leadership Team

Vice Presidents and Assistants

Trust Operations

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Other teams at Community Bank & Trust - Waco, Texas

Leadership Team

Vice Presidents and Assistants