CSI is a full-service fintech and regtech company offering bank core processing, regulatory compliance software, IT managed services, identity verification and much more.

Information Technology

David Culbertson is the current President and Chief Operating Officer at CSI. David previously worked at the company in various capacities.

David Culbertson received their BS in Computer Science from the [University of Virginia](/org/university-of-virginia). David then went on to receive Executive Education in Leadership from The Wharton School.

Their manager is Steven A. Powless, Chairman and Chief Executive Officer. Some of their coworkers include Charmaine Smith - CHRO, Patrick Maccartney - Chief Data Officer, and Kurt Guenther - President, CSI Business Solutions Group.

David Culbertson

David M. Paxton is the current director at CSI. David has previously worked as the manager of specifier sales at OMG Roofing Products from May 2011 to April 2020, and as the sales & marketing director at B&B Medical Aesthetics from January 2009 to December 2011.

David M. Paxton completed their undergraduate degree at the University of Massachusetts Amherst. David then went on to earn their certification from the Construction Specifications Institute in CDT - Construction Document Technician.

David M. Paxton

Vijayaraghava (Vijay) Reddy serves as CSI’s chief technology officer (CTO). In this role, he leads CSI’s software engineering group, infrastructure management group and operations team. Prior to joining CSI, Vijay was senior vice president of technology at Equifax, a global data, analytics and technology company. He has more than 20 years of experience developing innovative and disruptive technology solutions and leading results-oriented teams, with a focus on customer experience, enterprise technology and cloud adoption. Vijay holds a Bachelor of Engineering degree from Bangalore University in India.

Vijay Reddy

Kurt Guenther serves as president of CSI Business Solutions Group. In his role, he provides strategic leadership for CSI’s document delivery, managed services and regulatory compliance solutions. Kurt focuses on guiding product strategy, enhancing the customer experience, and driving both new sales and cross-sales for CSI’s business solutions.

Prior to joining CSI in 2019, Kurt served as regional vice president for SAP as head of regional banking and capital markets. In addition to his leadership role at SAP, Kurt has served in various other leadership positions within the fintech industry. He attended [Arizona State University](/org/arizona-state-university) and is an active member, former board member and past president of the [Association for Financial Technology](/org/association-for-financial-technology) (AFT).

Kurt Guenther

Jennifer Werner is the Chief Marketing Officer at CSI. Jennifer has over 20 years of experience in marketing and has held various positions at different companies. Jennifer started their career as a Marketing Analyst at First American National Bank and then became the Small Business Product Manager at Progeny Marketing Innovations. Jennifer later became the Director of NetGain at Affinion Group and then the Chief Marketing Officer at EFT Source. After that, they became the Vice President of Marketing at Franklin American Mortgage Company and is now the Chief Marketing Officer at CSI.

Jennifer Werner completed a Bachelor of Applied Science in Business, Management, Marketing, and Related Support Services at [Lipscomb University](/org/lipscomb-university). Jennifer also holds a Bachelor of Science in Marketing from [Lipscomb University](/org/lipscomb-university). In addition, Jennifer Werner has a certification from [LinkedIn](/org/linkedin) in Leading Your Team Through Change.

Jennifer Werner works with Brian K. Brown - CFO, Kurt Guenther - President, CSI Business Solutions Group, and Bob Ezell - Chief Customer Experience Officer. Jennifer Werner reports to Steven A. Powless, Chairman and Chief Executive Officer.

Jennifer Werner

Steve Sanders serves as CSI’s chief information security officer. In his role, Steve leads CSI’s information security vision, strategy and program, and chairs the company’s Information Security Committee. He also oversees vulnerability monitoring and awareness programs as well as information security training. With more than 15 years of experience focused on cybersecurity, information security and privacy, he employs his strong background in audit, information security and IT security to help board members and senior management gain a command of cyber risk oversight.

Steve is a CISA, CRISC, CRMA and CTGA and is trained in Financial Auditing, Risk Assessment Development, Bank Secrecy Act, GLBA, and various IT Audit programs. He is a 2003 graduate of Murray State University, earning a degree in Telecommunications Systems Management, with an emphasis in eSecurity.

Steve Sanders

Paul Koziarz

Patrick MacCartney is CSI’s chief data officer. In this role, Patrick is responsible for keeping the business aligned to strategic goals and improving business performance. He leads CSI’s business intelligence group and corporate administration group. The business intelligence group focuses on the best use of internal information systems by developing tools and processes to improve staff productivity to serve our customers, develops reporting and analysis to support our business and oversees business development to execute on our organic growth opportunities. The corporate administration group team is responsible for contract administration, communicating policy and procedures and several other corporate administrative duties.

Patrick has more than 20 years of experience working with financial institutions and has held a variety of leadership positions with CSI. Patrick has an MBA in Strategic Business Management from [Indiana Wesleyan University](/org/indiana-wesleyan-university) and a B.S. in Business Administration from [Indiana University](/org/indiana-university).

Patrick Maccartney

Keith Monson

Giovanni serves as president of CSI’s Enterprise Banking Group. In his role, Giovanni is responsible for the sales, retention, product development and customer experience initiatives for CSI’s core banking business, as well as offerings that support the company’s core platforms. These solutions include CSI’s cloud-based core banking software, digital banking solutions and payments processing products. Mastronardi began his career at CSI in 2012 as vice president of Sales and most recently served as Chief Sales Officer.

Giovanni has more than 20 years of experience working with online platforms, including mobile and Internet banking, as well as electronic payment channels. He also has over 10 years of direct banking experience. Giovanni holds a B.S. in Business Administration from [San Diego State University](/org/san-diego-state-university).

Giovanni Mastronardi

Charmaine Smith serves as CSI’s Chief People Officer (CPO). In this role, she acts as a steward of CSI’s Best Place to Work culture, while providing the best employee experience and strategically aligning Human Resources to business needs.  Prior to joining CSI, Charmaine was the vice president of human resources at Samsung Austin Semiconductor. She has worked in the high-tech industry for more than 23 years, completing over 280 mergers and acquisitions and building the largest fabrication plant at its time. Charmaine earned a Bachelor of Science from Eastern Michigan University.

Charmaine Smith

Prior to joining CSI, Mr. Brown served as Vice President, Finance & Accounting Manager for FCB Services, Inc., a subsidiary of Farmers Capital Bank Corp. He previously served as an internal auditor for Farmers Capital Bank and a Financial Institutions Examiner for the Kentucky Department of Financial Institutions. He is a Summa Cum Laude graduate of Transylvania University where he earned a Bachelor of Arts in Finance, Economics; he then earned a Master of Business Administration from University of Kentucky Gatton College of Business and Economics and a Master of Science in Finance from the Indiana University Kelley School of Business. Mr. Brown is a Certified Corporate Financial Planning & Analysis Professional (FP&A). He is also an active community leader in Paducah and a graduate of Leadership Paducah.

Brian K. Brown

Bob Ezell is currently the Chief Customer Experience Officer at Computer Services, Inc. (CSI). Prior to joining CSI, they were with Computer Sciences Corporation (CSC) for over 25 years.

Bob Ezell has a MBA and BS from [Murray State University](/org/murray-state-university) in Business Administration.

They are on a team with Giovanni Mastronardi - Group President, Enterprise Banking, Keith Monson - Chief Risk Officer, and Jennifer Werner - Chief Marketing Officer. Bob Ezell reports to David Culbertson, President & CEO.

Bob Ezell

Michael Carter is a Director at CSI who has a long and impressive work history in various companies. Michael has been a Member of the Alumni Board of Governors at Washington University in St. Louis from October 2019 to June 2022. Michael was also a member of the Board of Directors at CS4ALL from January 2016 to June 2021. In addition, they were the Global Head of Technology Investment Banking at [RBC Capital Markets](/org/rbc-capital-markets) from March 2013 to June 2021. Michael Carter has also been a Former Member of the Board of Trustees at [Montclair State University](/org/montclair-state-university) from January 2011 to January 2015.

Michael Carter has a Master of Business Administration (MBA) from [Harvard Business School](/org/harvard-business-school) and a degree from Washington University in St. Louis.

Michael Carter

Kristin Rudolph Muhlner

Dana Bowers was elected to the CSI Board of Directors in 2019. With more than 30 years of expertise in launching and leading fintech companies, she brings a depth of leadership experience in payments, strategic planning, business development, revenue generation and product development. Dana currently serves as chief solution architect for Venminder, Inc., a leading provider of software and due diligence services for managing compliance with third-party vendors. Previously, she founded and served 10 years as chief executive officer of iPay Technologies, which provides bill payment services within the financial services industry. Dana was named an Ernst and Young Entrepreneur of the Year in its technology category in 2009, and she was inducted into the Kentucky Entrepreneur Hall of Fame in 2010. She also currently sits on the board for the University of Louisville College of Business and previously served as a judge for the Ernst and Young Entrepreneur of the Year Awards.

CSI

Org chart

Teams

Leadership Team

Board of Directors

CEO and Executive Team

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