CPro Associates is an Insurance Wholesale Broker with their only emphasis being on Workers' Compensation. and Occupational Injury. Focusing on the needs of our agents and their clients, CPro has redefined how Wholesalers can help their agents win business for the success of the insured, the agent and the carrier. 

With over 48 years of experience in the Workers Comp and Occupational Injury industry our mission is to assist you in placing your complex workers compensation risk through innovative solutions and world class carriers. 

We are the largest Wholesaler writer in the US of multi-year WC risks.

We are always on the lookout for quality agent partners. Our proven marketing programs and dedicated staff will help you grow your business, and be assured that we never sell direct.

SPECIALIZATION
Transportation ● Construction ● Healthcare ● Manufacturing ● Service ● Retail/Wholesale ● Oil & Gas Contractors ● Property Management ● Contractors

Middle Market Program: $25K minimum. Provides for those accounts that do not fit on-line systems due to size, class, multi-state exposure or Xmod. 

Large Workers Compensation: $250k minimum premium
•	Loss Sensitive Program
o	3 year program
o	Not a Retro
o	No LOC or Deductibles EVER AGAIN
o	Profit Sharing: Reduced premium next month, not years after, for good loss experience
o	50 states 
o	A Rated Carriers
o	Bound business with Xmod as low as .65 and as high as 2.25
o	We build the plan with you and help present the program to your insured. 
•	RTW Insurance Programs
o	For accounts with Large Xmods that are trying to get a handle on claims. 
•	Large Regional and SuperRegional carriers. 
o	Different than yours: No Hartfords, Travelers or Liberty. Carriers we know like and trust. 

Michael Hardin, President
mhardin@cproassociates.com

David Cauble
dcauble@cproassociates.com

Brook Sarratt
bsarratt@cproassociates.com

www.cproassociates.com

CPro Associates

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