Credit Acceptance
Juan E. Capmany is the VP of Predictive Analytics at Credit Acceptance, with a strong background in statistical modeling and analytics. Juan E. has held various leadership positions in companies such as LexisNexis Risk Solutions and National City Bank, where Juan E. focused on developing data-driven solutions to optimize business performance. With a Master of Science in Statistics from the University of Miami, Juan has a proven track record of delivering results and achieving higher profitability for diverse clientele.
Credit Acceptance
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Since 1972, Credit Acceptance has offered automobile dealers auto finance programs to help them sell vehicles to consumers, regardless if they have bad or no credit. These programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales; and from sales to customers who come into the dealership believing they have credit issues, but qualify for traditional financing. Further, we report to the three national credit reporting agencies, giving consumers an opportunity to improve their credit score and potentially qualify for more traditional financing. Our company is unique. Enrolled dealers share in the cash flows from the contract, which creates an alignment of interests and is a critical element of our success. Dealers have an incentive to sell reliable vehicles that last the term of the contracts, as they benefit from those who successfully repay their contracts.