Credit Acceptance
Melanie Thornton is an experienced professional in leadership and development, currently participating in the Leadership Development Program at Credit Acceptance since December 2022. Prior to this role, Melanie served as Sr. Manager of Professional Development at Chickasaw Nation from May 2018 to December 2022, having also held positions as Training and Development Manager and Conference & Events Specialist within the Chickasaw Nation Division of Commerce from August 2004 to December 2022. Melanie began the career at the same division as a Leadership & Development Training Specialist from August 2004 to February 2012. Melanie holds a Master of Science in Native American Leadership from Southeastern Oklahoma State University and a Bachelor of Science in Organizational Leadership from East Central University.
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Credit Acceptance
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Since 1972, Credit Acceptance has offered automobile dealers auto finance programs to help them sell vehicles to consumers, regardless if they have bad or no credit. These programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales; and from sales to customers who come into the dealership believing they have credit issues, but qualify for traditional financing. Further, we report to the three national credit reporting agencies, giving consumers an opportunity to improve their credit score and potentially qualify for more traditional financing. Our company is unique. Enrolled dealers share in the cash flows from the contract, which creates an alignment of interests and is a critical element of our success. Dealers have an incentive to sell reliable vehicles that last the term of the contracts, as they benefit from those who successfully repay their contracts.